Over 5,500 older Americans were killed and 183,000 injured in motor vehicle crashes, according to the most recent CDC data from 2008. That means 15 older adults were killed and 500 injured in car crashes each day! With more older drivers on the road each year, it is important to consider what we can do to limit the risks for this driver pool.
How Can We Prevent Seniors’ Accidents?
- Use seat belts! (3/4 fatalities involved people who were not buckled up at the time.)
- Limit driving! (It is best to avoid night driving or traveling during inclement weather.)
- Don’t drink! (Seniors are less likely to drink and drive, but they must still be careful.)
- Exercise! (Physical activity improves mind and body to make better drivers.)
- Visit a doctor! (Get regular health and eye exams to limit physical impairments.)
- Plan ahead! (Look for safer routes with well-lit roads, left turn arrows, easy parking and slower speed limits.)
- Consider alternatives! (Sometimes it is much easier to take a cab, ride with someone else or try public transit.)
Saving On Car Insurance
The best way to get low car insurance for seniors is to search for multiple quotes. Some providers offer better rates for seniors than others, depending on their driving pool’s statistics. Also, it pays to take a defensive driving course, which can knock off 10 percent from one’s premium for up to 3 years. Some drivers also receive automatic discounts when they reach their fifties or retirement age, so it’s a good idea to ask one’s auto insurance provider.
Don’t forget to try our convenient car insurance search engine! It’s quick, easy and hassle-free!

