Need To Cancel Or Switch Car Insurance?

So, you’ve shopped around for car insurance online and you’ve come up with a much better off. Good for you! Just think of how many pints at the bar you can buy now! Think of how many dinner / movie dates you can go on! Maybe you can afford that weekend getaway after all!  You get the point. Now before you lose your head, be sure to take a moment and make sure you make a clean break, so the switch is as painless as possible. Review Your Car Insurance Coverage. Before you sign on the dotted line, make sure your new…

Car Insurance Tips: Mechanical Breakdown Coverage

Unexpected car repairs can be a real bummer. These costly bills can derail your financial plans. While most cars drive off the lot with a warranty, the standard coverage does not last very long. Furthermore, your standard car insurance policy probably does not cover costs like new brakes, tires or transmission. Mechanical Breakdown Car Insurance You may buy mechanical breakdown car insurance through your dealer, auto insurer, bank or credit union. Typically, this type of insurance kicks in after your warranty expires. You may be able to cover everything from windshield wipers, tires, transmission, axles, pistons, joints, pumps, pistons, gears, valves, steering, brakes, struts,…

Tips On Dealing With Car Insurance Claims Adjusters

Consorting with car insurance claims adjusters is not always as cut-and-dry as it seems. The job of an insurance claims adjuster is to settle as quickly and inexpensively as possible. These people may appear friendly, nice and honest. Yet, ultimately, it is up to you to ensure you are getting a fair deal. Watch What You Say. Drivers are famous for saying too much in the heat of the moment. For instance, one Winter Park, Florida driver hit an elderly woman’s car and immediately began apologizing for smoking pot before getting behind the wheel and texting his girlfriend while driving. In…

Choosing A Car Insurance Deductible

According to the Insurance Information Institute, you can save up to 40 percent on your car insurance premium by increasing your deductible from $500 to $1,000. This means you will have to pay more out-of-pocket should you need to file a claim. However, you will be paying less money per month to insure your vehicle. High Deductibles Say, you increase your deductible from $500 to $1,000. You are insuring two cars in your household this way and you end up saving $20 a piece per month. Over the course of a year, you’ve saved your family $480 in premium costs….