Ohio Teenager Car Insurance: Everything You Need To Know

If you’ve reached 15 years of age, chances are you’re chomping at the bit to get driving! You have just six months before you may begin the Graduated Drivers’ License program, in fact. While driving can be a symbol of freedom and responsibility, it is also one of the most dangerous things you will ever do. So it is important that you take your responsibility very seriously to minimize your risk and lower your Ohio teenager car insurance rate.

Why Are Ohio Teen Car Insurance Premiums So High?

Your car insurance company bases rates on statistical groups. Consider this:

• 7 percent of all Ohio drivers are teenagers.
• 17 percent of all Ohio crashes involve teen drivers.

So, even though you haven’t been in an accident, you may still encounter high rates. Even so, it’s nothing compared to the penalties of driving uninsured. Drivers who can’t prove financial responsibility have their licenses suspended, their cars impounded, and have to pay hundreds of dollars in fines!

How Can I Get Low-Cost Teenager Car Insurance?

Driving safely and following the rules of the road are the best ways to save money on car insurance. But there are several other ways you can improve your Ohio car insurance premiums too…

  • Good Student Discount
  • No Tickets
  • No Accidents
  • Don’t Drive A Sports Car
  • Low Mileage Discount
  • Ask About A High Deductible.

Shop Around For Teen Car Insurance To Save Even More!

Car insurance is a very competitive market, so shopping around and getting a free online quote can save you hundreds of dollars on your premium!

teenager car insurance